Entries by Scott Graves

Umbrella Insurance for Your Business

To assist with the financial burden of a claim, many business owners are electing to purchase commercial umbrella insurance on top of their standard commercial general liability (CGL) Insurance policies. An aggregate limit is established on most CGL policies that, once exhausted, will not cover any other excess claims. When this limit is reached umbrella […]

The Importance of Cyber Insurance

When cyber attacks like data breaches and hacks occur, they can have devastating results. Organizations have to deal with countless headaches, like business disruptions, lost revenue and litigation. Cyber liability insurance is now an essential component of any business’s risk management program as it provides a number of unique benefits. Watch this video to learn […]

Cyber Criminals: Who They Are and What Motivates Them

Whether you process payments or store sensitive customer data, chances are cyber criminals have already placed a target on your organization. And while we often think cyber criminals are bunkered up in some basement, the truth is that attackers are much more sophisticated. This video examines the most common threats to a business, detailing the […]

Protecting Your Business From a Data Breach

Even the most secure organizations are at risk of a data breach. It can often take days or even months for a company to discover its data has been compromised. And, when it comes to preventing or responding to a data breach, having a plan and security measures in place is crucial. This video examines […]

Cyber Liability: What’s at Risk & What It’ll Cost You

When most people think about Cyber Attacks they think of the loss in data that is associated with those attacks. Unfortunately most people do not think about the monetary loss that can be associated with a breach and what it can take to recover from these attacks. According to industry experts, the average cost of […]

California Employment Law: Legalized Marijuana

In 2016, California voters legalized recreational marijuana by approving Proposition 64, which impacted both Employers and Employees in many different ways. This Employment Law Summary provides a high-level overview of California’s marijuana laws and information about their impact on employers in the state. These laws include the California Compassionate Use Act of 1996, which authorizes […]