Risk Insight: Reduce Your Exposures During Work Events

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Throughout the year your company might hold different events for various reasons. In the Winter  Companies big and small host Holiday parties for their hard-working employees. These guidelines will help make sure that your company and its employees have both a fun and safe holiday event.

At Conrey Insurance we want to ensure that you are covered in any instance, including during your work events. To speak with a member of the Conrey Team, call (877) 450-1872 or contact us and experience The Conrey Difference for yourself

The Importance of Cyber Insurance

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When cyber attacks like data breaches and hacks occur, they can have devastating results. Organizations have to deal with countless headaches, like business disruptions, lost revenue and litigation. Cyber liability insurance is now an essential component of any business’s risk management program as it provides a number of unique benefits. Watch this video to learn more.

At Conrey Insurance we want to ensure that you are covered in any instance, including if you have cyber attack. To speak with a member of the Conrey Team, call (877) 450-1872 or contact us and experience The Conrey Difference for yourself.

Cyber Criminals: Who They Are and What Motivates Them

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Whether you process payments or store sensitive customer data, chances are cyber criminals have already placed a target on your organization. And while we often think cyber criminals are bunkered up in some basement, the truth is that attackers are much more sophisticated. This video examines the most common threats to a business, detailing the types of cyber criminals and what they’re after.

At Conrey Insurance we want to ensure that you know the dangers of cyber criminals. To speak with a member of the Conrey Team, call (877) 450-1872 or contact us and experience The Conrey Difference for yourself.

Protecting Your Business From a Data Breach

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Even the most secure organizations are at risk of a data breach. It can often take days or even months for a company to discover its data has been compromised. And, when it comes to preventing or responding to a data breach, having a plan and security measures in place is crucial. This video examines some key data security strategies to ensure your organization is doing all it can to protect itself from cyber criminals.

At Conrey Insurance we want to ensure that you know the risks of a data breach. To speak with a member of the Conrey Team, call (877) 450-1872 or contact us and experience The Conrey Difference for yourself.

Professional Liability Insurance

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Protect yourself and your business from claims not covered by commercial general liability coverage. If you provide expert advice or services you should consider professional liability insurance. Professionals who are architects, home inspectors, lawyers, physicians, real estate brokers and accountants can benefit from this type of coverage. Read this coverage insight to learn more about what professional liability insurance covers and how it can help your company go above what general liability coverage does.

At Conrey Insurance we want to ensure that you have all the knowledge and help you need so your business is sufficiently covered. To speak with a member of the Conrey Team about professional liability insurance, call (877) 450-1872 or contact us and experience The Conrey Difference for yourself.

How to protect your Company When Disciplining or Terminating an Employee

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Disciplining or terminating an employee brings about unwanted stress, but it can also open your business to a list of liability exposures. It is easy to believe that once an employee has received a corrective warning or has been terminated there will no longer be a problem. This is not always the case. There are many types of claims that an employee can file against you or your company if they feel they have been wrongly disciplined or terminated. But, there are ways to help prevent a claim if you are aware of the risks.

It is essential to clearly define your company expectations and individual roles for employees in a handbook which employees should sign. Conduct periodic performance reviews. The most important strategy to help prevent a lawsuit is to keep a paper trail for every employee and include corrective actions and performance reviews. Never embarrass a terminated employee by bringing in security to escort unless they were terminated for theft or a violent offense. Institute a zero-tolerance policy against discrimination, drug abuse and harassment. Also, establish an “open door” policy in which employees can report incidents without the fear of retaliation.

Add another line of defense with Employment Practices Liability Insurance. Even if you or your company are not found guilty of wrongful termination or discipline, lawsuits can be expensive, even devastating. EPL insurance can help offset some of these costs.

To learn more about ways to protect your business before disciplining or terminating an employee, read this informative article. At Conrey Insurance we want to ensure your business is properly protected against potential risks. That’s The Conrey Difference. Give us a call at 877-450-1872 or visit our website.

Planning for Success: Are you Ready?

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As business owners, we’re always striving to grow our business and make it the best it can be. Whether you are managing sales, incoming calls, figuring out future goals, it really is always being one step ahead. What happens when you’ve reached all of your goals? You make new ones. In this article it shows you how to plan for your businesses succession, and in detail goes through how to make sure your business stays successful beyond your time. Read the article here.

Contracts can feel like a tangled mess of legal jargon, but we’re here to help you make sense of it all.

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Once you’re ready to sign a contract, it can be tempting to look right at the dotted line and ignore all of the legal jargon. However, you need to know what you’re signing and how it affects the amount of risk you’re accepting. Use this guide to understand how to transfer risk using contractual provisions and help ensure you (or your organization) won’t be caught in an unexpected dispute.

What do contracts have to do with insurance? Everything! Insurance and risk management go hand in hand. If your insurance representative is not helping you evaluate and mitigate your risk, give us a call. Conrey Insurance Brokers and Risk Managers are specialists at making sure that everything you’ve worked so hard to achieve is well preserved and protected; we’re here to help you navigate through every aspect of managing your risk. That’s The Conrey Difference. It’s easy to get started. Just call us at 877-450-1872 or visit our website. Before you sign on the dotted line.

Carbon Monoxide Poisoning: Silent, Deadly and Preventable

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While we tend to take precautions against a variety of dangers, many underestimate the dangers of carbon monoxide poisoning. Unlike many hazards, carbon monoxide is odorless, colorless, and produces symptoms similar to having a cold or flu, meaning that it is often undetected until the more severe stages of illness. Luckily, carbon monoxide poisoning is preventable; be proactive by taking the proper precautions and learn to recognize the symptoms of poisoning.

What are the symptoms?

Carbon monoxide poisoning may cause headaches, dizziness, weakness, nausea, vomiting, chest pain, confusion, and forgetfulness. In many cases, these symptoms may be mistaken as another illness or even the common cold, leading them to be dismissed. Be aware and cautious if you experience these symptoms.

What precautions should I take?

Carbon monoxide alarms are required in California homes and offices; however, it is important to periodically check to make sure the alarms are in working order in case of emergency. Be sure that appliances are properly installed to avoid gas leaks. In addition, heating systems, including vents, should be serviced annually and checked for damage. If appliances begin to work inefficiently, for example, furnaces or water heaters failing to heat, then damages may have occurred that increase the risk of a leak.

What else should I know?

Carbon monoxide poisoning affects over 50,000 in the United States and kills around 500. Business owners and landlords might be liable for injury or death from CO poisoning if found to be negligent in taking proper precautions or fixing preexisting issues. Carbon monoxide poisoning is often overlooked, so it is important to protect your family, business, or tenants.

As part of our ongoing effort to ensure proper protection, we want to make sure that your family, friends, coworkers, and you are safe no matter where you are – that’s The Conrey Difference. Take a moment to review this helpful article and video.  As always, we’d like to invite you to have a conversation with us, no matter your insurance or risk management needs; we’re here to help.

Call us at 1-877-450-1872 or contact us here, and experience The Conrey Difference for yourself.

 

Leave the Scares to the Movies: Protect Yourself on Halloween

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Halloween is the season for scares, however, most people would rather be scared by decorations, haunted houses, and movies than by liability. When you leave your lights on during Halloween night, trick-or-treaters become invited guests, meaning you may be liable for any injuries sustained while on your property. That doesn’t mean you need to stop welcoming costumed kids for candy; you simply need to take a few steps to childproof your house and limit your risks. Here are a few simple things to do to provide a safe environment on Halloween:

  • Keep Walkways Clear – by clearing walkways of toys, decorations, and other tripping hazards, you create a safer environment for trick-or-treaters.
  • Don’t Let the Dogs Out – no matter how sweet, dogs can easily become overwhelmed by a large number of strangers passing through. Combined with young children that often have poor judgment around animals, dogs are better kept restrained.
  • Water Hazards – pools, spas, and ponds can become drowning hazards, particularly after dusk. Make sure bodies of water are closed off, covered, or visibly marked.
  • Help Guests Make Responsible Choices – if you are serving alcohol at a Halloween party, do not let visibly intoxicated guests drive themselves.
  • Make Sure Your Yard is Well Lit – making sure that your yard is well lit will help ensure that many hazards are highlighted and able to be avoided.

At Conrey Insurance Brokers, we remember the joy that comes from trick-or-treating, candy, and dressing up. We strive to continue these good memories for the next generation; that’s The Conrey Difference. You don’t need a holiday to make sure you’re properly protected. We can review your coverage any time of year. Call us at 1-877-450-1872 or contact us here, and experience the Conrey Difference for yourself.