What to do after a Motor Vehicle Accident

A motor vehicle collision can be a stressful experience for everyone involved. Use this form to learn what to do following an accident and what types of information to record.

At Conrey Insurance we want to insure that you know what to do in the aftermath of an accident. To speak with a member of the Conrey Team, call (877) 450-1872 or contact us and experience The Conrey Difference for yourself.

June Live Well, Work Well Newsletter

The Live Well, Work Well newsletter is an employee newsletter that is produced monthly and covers topics like health, wellness, fitness, nutrition and personal finance. This month’s newsletter explains how to fuel your workout the right way, provides summer picnic safety tips and discusses a new superbug fungus. Browse the June Live Well, Work Well newsletter here. Learn more about how you can fuel your workout and summer picnic safety tips with this brief video.

Stay up to date on topics that are important to you on our blog page. We are here to help no matter what. To speak with a member of the Conrey Team, Call (877) 450-1872 or contact us and experience The Conrey Difference for yourself.

A Comprehensive Guide to Hours of Work and Required Break Periods in California

This Employment Law Summary provides an overview of hours of work and required break periods in California.

At Conrey Insurance Brokers and Risk Managers, we want to ensure you are informed on the topics that are important to you. That’s The Conrey Difference. Give us a call at 877-450-1872 or visit our website.

How to protect your Company When Disciplining or Terminating an Employee

Disciplining or terminating an employee brings about unwanted stress, but it can also open your business to a list of liability exposures. It is easy to believe that once an employee has received a corrective warning or has been terminated there will no longer be a problem. This is not always the case. There are many types of claims that an employee can file against you or your company if they feel they have been wrongly disciplined or terminated. But, there are ways to help prevent a claim if you are aware of the risks.

It is essential to clearly define your company expectations and individual roles for employees in a handbook which employees should sign. Conduct periodic performance reviews. The most important strategy to help prevent a lawsuit is to keep a paper trail for every employee and include corrective actions and performance reviews. Never embarrass a terminated employee by bringing in security to escort unless they were terminated for theft or a violent offense. Institute a zero-tolerance policy against discrimination, drug abuse and harassment. Also, establish an “open door” policy in which employees can report incidents without the fear of retaliation.

Add another line of defense with Employment Practices Liability Insurance. Even if you or your company are not found guilty of wrongful termination or discipline, lawsuits can be expensive, even devastating. EPL insurance can help offset some of these costs.

To learn more about ways to protect your business before disciplining or terminating an employee, read this informative article. At Conrey Insurance we want to ensure your business is properly protected against potential risks. That’s The Conrey Difference. Give us a call at 877-450-1872 or visit our website.

Contracts can feel like a tangled mess of legal jargon, but we’re here to help you make sense of it all.

Once you’re ready to sign a contract, it can be tempting to look right at the dotted line and ignore all of the legal jargon. However, you need to know what you’re signing and how it affects the amount of risk you’re accepting. Use this guide to understand how to transfer risk using contractual provisions and help ensure you (or your organization) won’t be caught in an unexpected dispute.

What do contracts have to do with insurance? Everything! Insurance and risk management go hand in hand. If your insurance representative is not helping you evaluate and mitigate your risk, give us a call. Conrey Insurance Brokers and Risk Managers are specialists at making sure that everything you’ve worked so hard to achieve is well preserved and protected; we’re here to help you navigate through every aspect of managing your risk. That’s The Conrey Difference. It’s easy to get started. Just call us at 877-450-1872 or visit our website. Before you sign on the dotted line.

Carbon Monoxide Poisoning: Silent, Deadly and Preventable

While we tend to take precautions against a variety of dangers, many underestimate the dangers of carbon monoxide poisoning. Unlike many hazards, carbon monoxide is odorless, colorless, and produces symptoms similar to having a cold or flu, meaning that it is often undetected until the more severe stages of illness. Luckily, carbon monoxide poisoning is preventable; be proactive by taking the proper precautions and learn to recognize the symptoms of poisoning.

What are the symptoms?

Carbon monoxide poisoning may cause headaches, dizziness, weakness, nausea, vomiting, chest pain, confusion, and forgetfulness. In many cases, these symptoms may be mistaken as another illness or even the common cold, leading them to be dismissed. Be aware and cautious if you experience these symptoms.

What precautions should I take?

Carbon monoxide alarms are required in California homes and offices; however, it is important to periodically check to make sure the alarms are in working order in case of emergency. Be sure that appliances are properly installed to avoid gas leaks. In addition, heating systems, including vents, should be serviced annually and checked for damage. If appliances begin to work inefficiently, for example, furnaces or water heaters failing to heat, then damages may have occurred that increase the risk of a leak.

What else should I know?

Carbon monoxide poisoning affects over 50,000 in the United States and kills around 500. Business owners and landlords might be liable for injury or death from CO poisoning if found to be negligent in taking proper precautions or fixing preexisting issues. Carbon monoxide poisoning is often overlooked, so it is important to protect your family, business, or tenants.

As part of our ongoing effort to ensure proper protection, we want to make sure that your family, friends, coworkers, and you are safe no matter where you are – that’s The Conrey Difference. Take a moment to review this helpful article and video.  As always, we’d like to invite you to have a conversation with us, no matter your insurance or risk management needs; we’re here to help.

Call us at 1-877-450-1872 or contact us here, and experience The Conrey Difference for yourself.

 

Spring is the Perfect Time of Year to Review Your Insurance

Spring is upon us, and while tidying up our homes, many of us forget that “tidying up” should include reviewing items that matter even more. Here is a handy checklist for making sure your insurance-related needs are covered.

1. Insurance Cards: Check your wallet to make sure that you are carrying a current insurance card. It can be easy to forget to change them; however these cards are vital in case of an accident.

2. Re-evaluate your Valuables: If you’ve gotten a few more valuables in the past year, now is a good time to make a record of them for insurance purposes. Take pictures or videos of these items so that if you need to make a claim, you have proof that you owned them.

3. Life Insurance: If you got married, divorced, or had another change in family status, your life insurance beneficiaries may have changed. Consider speaking with an insurance expert to ensure those who matter most are properly covered.

4. Business Inventory: If you own a business, determine if you’ve recently invested in new company vehicles, furniture, buildings, or inventory. If so, consider reviewing your business coverage to make sure new purchases are properly covered.

5. Employee Coverage: Whether you have recently been hiring or seen a few employees retire, now is a good time to consider whether your business liability insurance, employee compensation, and benefits are sufficiently adjusted.
Insurance is one of the most important, yet neglected, areas that need attention to ensure coverage in unforeseen circumstances. Wouldn’t that feel better than cleaning out your closet?

Make it a priority to let the professionals here at Conrey Insurance Brokers evaluate your coverage and ensure that the things that matter most are properly protected. Call us at 1-877-450-1872 or contact us here, and experience the Conrey Difference for yourself.

How an Aging Workforce Impacts Workers’ Compensation

As more people decide to remain in the workforce for longer periods of time, employers may find that their workers’ compensation costs are also increasing. These cost increases often come as a direct result of a greater number of employees with chronic illness and preexisting or age-related conditions. Among the most common are knee or back injuries, stress, or cumulative trauma.

Click here to download an article on the unique considerations related to workers’ compensation for both employees as well as employers.

As claim costs go up, it is prudent to check up on your coverage to make sure that your business and employees are properly covered. To schedule a workers’ compensation check-up for your business, call us at 1-877-450-1872 or contact us here, and experience the Conrey Difference for yourself.

Understanding Workers Compensation Insurance

Understanding your insurance and how it works can be just as important as having it in the first place. Learn about what affects the price, as well as what you can do to save money on your workers compensation insurance here.                                                                                                                                                                                                                                              Want more interesting content? Check out our blog page. Have any questions? Want to check up on your business insurance?  We’re here to help no matter what your needs- to speak with a member of the Conrey Team, call (877)-450-1872 or contact us and experience the Conrey Difference for yourself.

 

 

Winter Sports Insurance: Protect Yourself From Mishaps on the Slope

While winter is most often recognized as a time for holiday celebrations, it is also an excellent time for seasonal sports. Whether you enjoy skiing, snowboarding, hockey, ice fishing or snowmobiling, these sports and trips to mountain resorts are a common tradition in the SoCal area. As these activities continue to rise in popularity, participants should consider winter sports insurance to make sure the day is smooth… skiing.

What is Winter Sports Insurance and Why Do I Need It?

Winter sports insurance is a short-term add-on policy that gives you and your fellow visitors extra coverage to specifically address common issues that may arise when participating in winter athletics. Winter sports are often considered to be high-risk sports by insurers, which means injuries sustained while participating in them may not be covered under normal treatment coverage. Adding winter sports insurance compensates for this and can alleviate the cost of treatment should an accident occur. Many plans also offer additional benefits, such as covering the cost of lost or damaged equipment or lift passes, cancelled activities, and any liability you may have if you injure anyone else. You can add these insurance plans for just the amount of time you are participating, making them very affordable.

Whether traveling near or far to partake in the fun of a snow-filled day, consider speaking with one of our friendly agents about adding winter sports insurance. We’re here to make sure that no matter what happens on the slopes, you’ll be covered; that’s the Conrey Difference. To get in touch and see if winter sports insurance is right for you…

Call us at 1-877-450-1872 or contact us here, and experience the Conrey Difference for yourself.