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Risk Insight: Reduce Your Exposures During Work Events

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Throughout the year your company might hold different events for various reasons. In the Winter  Companies big and small host Holiday parties for their hard-working employees. These guidelines will help make sure that your company and its employees have both a fun and safe holiday event.

At Conrey Insurance we want to ensure that you are covered in any instance, including during your work events. To speak with a member of the Conrey Team, call (877) 450-1872 or contact us and experience The Conrey Difference for yourself

The Risks of Cloud Computing

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To help reduce the necessity of bulky hardware and costly software many Businesses are switching to cloud based computing to store their data. As with any other technological advance there are certain risks a Business will take when switching over to “The Cloud.” Use this Risk Insights to understand the exposures that come with moving some or all of your operations to a cloud computing server.

At Conrey Insurance we want to insure that you know the risks associated with moving your computing to a cloud based service. To speak with a member of the Conrey Team, call (877) 450-1872 or contact us and experience The Conrey Difference for yourself.

A Comprehensive Guide to Hours of Work and Required Break Periods in California

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This Employment Law Summary provides an overview of hours of work and required break periods in California.

At Conrey Insurance Brokers and Risk Managers, we want to ensure you are informed on the topics that are important to you. That’s The Conrey Difference. Give us a call at 877-450-1872 or visit our website.

How to protect your Company When Disciplining or Terminating an Employee

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Disciplining or terminating an employee brings about unwanted stress, but it can also open your business to a list of liability exposures. It is easy to believe that once an employee has received a corrective warning or has been terminated there will no longer be a problem. This is not always the case. There are many types of claims that an employee can file against you or your company if they feel they have been wrongly disciplined or terminated. But, there are ways to help prevent a claim if you are aware of the risks.

It is essential to clearly define your company expectations and individual roles for employees in a handbook which employees should sign. Conduct periodic performance reviews. The most important strategy to help prevent a lawsuit is to keep a paper trail for every employee and include corrective actions and performance reviews. Never embarrass a terminated employee by bringing in security to escort unless they were terminated for theft or a violent offense. Institute a zero-tolerance policy against discrimination, drug abuse and harassment. Also, establish an “open door” policy in which employees can report incidents without the fear of retaliation.

Add another line of defense with Employment Practices Liability Insurance. Even if you or your company are not found guilty of wrongful termination or discipline, lawsuits can be expensive, even devastating. EPL insurance can help offset some of these costs.

To learn more about ways to protect your business before disciplining or terminating an employee, read this informative article. At Conrey Insurance we want to ensure your business is properly protected against potential risks. That’s The Conrey Difference. Give us a call at 877-450-1872 or visit our website.

Planning for Success: Are you Ready?

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As business owners, we’re always striving to grow our business and make it the best it can be. Whether you are managing sales, incoming calls, figuring out future goals, it really is always being one step ahead. What happens when you’ve reached all of your goals? You make new ones. In this article it shows you how to plan for your businesses succession, and in detail goes through how to make sure your business stays successful beyond your time. Read the article here.

Spring is the Perfect Time of Year to Review Your Insurance

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Spring is upon us, and while tidying up our homes, many of us forget that “tidying up” should include reviewing items that matter even more. Here is a handy checklist for making sure your insurance-related needs are covered.

1. Insurance Cards: Check your wallet to make sure that you are carrying a current insurance card. It can be easy to forget to change them; however these cards are vital in case of an accident.

2. Re-evaluate your Valuables: If you’ve gotten a few more valuables in the past year, now is a good time to make a record of them for insurance purposes. Take pictures or videos of these items so that if you need to make a claim, you have proof that you owned them.

3. Life Insurance: If you got married, divorced, or had another change in family status, your life insurance beneficiaries may have changed. Consider speaking with an insurance expert to ensure those who matter most are properly covered.

4. Business Inventory: If you own a business, determine if you’ve recently invested in new company vehicles, furniture, buildings, or inventory. If so, consider reviewing your business coverage to make sure new purchases are properly covered.

5. Employee Coverage: Whether you have recently been hiring or seen a few employees retire, now is a good time to consider whether your business liability insurance, employee compensation, and benefits are sufficiently adjusted.
Insurance is one of the most important, yet neglected, areas that need attention to ensure coverage in unforeseen circumstances. Wouldn’t that feel better than cleaning out your closet?

Make it a priority to let the professionals here at Conrey Insurance Brokers evaluate your coverage and ensure that the things that matter most are properly protected. Call us at 1-877-450-1872 or contact us here, and experience the Conrey Difference for yourself.

How an Aging Workforce Impacts Workers’ Compensation

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As more people decide to remain in the workforce for longer periods of time, employers may find that their workers’ compensation costs are also increasing. These cost increases often come as a direct result of a greater number of employees with chronic illness and preexisting or age-related conditions. Among the most common are knee or back injuries, stress, or cumulative trauma.

Click here to download an article on the unique considerations related to workers’ compensation for both employees as well as employers.

As claim costs go up, it is prudent to check up on your coverage to make sure that your business and employees are properly covered. To schedule a workers’ compensation check-up for your business, call us at 1-877-450-1872 or contact us here, and experience the Conrey Difference for yourself.

California Minimum Wage Increase

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With a new year come new laws or updates to current ones. One of these updated laws is a minimum wage increase in the state of California. The increase impacts both large and small businesses. The uptick in wages is part of the SB 3 legislation signed in 2016. With one of the highest populations in the country and most expensive housing markets, the bill was signed to help one of the largest communities of working poor in the United States to achieve a living wage. Own or manage a business? Are you thinking about starting a business? Read all about the California minimum wage laws here.

Want more interesting content? Check out our blog page. Have any questions? Want to check up on your business insurance?  We’re here to help no matter what your needs- to speak with a member of the Conrey Team, call (877)-450-1872 or contact us and experience the Conrey Difference for yourself.