This author has not written his bio yet.
But we are proud to say that Kyle Langan contributed 30 entries already.
A fire in 2003 “took less than 5 minutes for fire to engulf The Station nightclub, packed with concertgoers, on Feb. 20, 2003. One hundred individuals died in the West Warwick, R.I., fire,” making it one of the deadliest nightclub fires of all time. Mitigation What to do? Install a properly functioning sprinkler system. The […]
2/4/25 Kyle Langan Cyber insurance purchasers should look for insurers offering to “pay on behalf of the insured.” This preferred contract language can present a challenge to find but it is available. Example: We shall pay on behalf of the Insured, all Claim Expenses and Damages resulting from a Claim first made against any Insured […]
Monitoring wind threats in California Jan. 13th, 2025 Kyle Langan Dry winds Veteran meteorologist Paul Pastelok leads a team of long-range forecasters that provide analysis of weather, and overall climate. Example: Storm develops offshore from Southern California, paired with high pressure centered over the West. This can bring high-velocity winds, which may pose fire risk […]
1/9/25 Kyle Langan What is a “Red Flag Warning?” National Weather Services Red Flag Warnings indicate warm temperatures, very low humidities, and stronger winds, that can combine to produce an increased risk of fire danger. [1] Link: Watch Duty: Wildfire Maps California The historic 2022-2023 winter brought a growth in fuel load. In late 2022, […]
1/6/25 Kyle Langan The cost of risk mitigation Risk mitigation inherently comes at a cost. Mark Spitznagel says we “lower our risks and it costs us money, but hey—we’re able to sleep at night.” [1] Auto risk mitigation tactics can be reactive. A tactical approach may wait for one or more accidents to occur before […]
Intervention Brings Product Liability, Recall Risk for Manufacturers Kyle Langan, 2024 Manufacturers intervene to provide a quantity of supply for a product’s market. However, the process can lead to unforeseen consequences (sometimes it is only unforeseen for the consumer, like the case of Semaglutide). [1] This intervention by the manufacturer can cause a bodily injury […]
The Rising Tide of Product Liability September 27th, 2024 by Jerry Conrey and Kyle Langan What Manufacturers Need to Know: Are U.S. manufacturers playing in a high-stakes game? Recent statistics show that product liability verdicts have skyrocketed by 50% over the past decade, with a staggering median verdict of $36 million in 2022. [1] As […]
Ever discovered a misclassification at the time of a work comp audit? If workers get misclassified as independent contractors, consequences will occur when they are determined as uninsured employees. However, because there is not one single test to evaluate independent contractor status for all purposes, employers may face complexity in their compliance efforts. [1] To […]
Edited August 9th, 2024 by Kyle Langan Are employers held accountable for their wrongful acts? Upon litigation, businesses have frequently encountered juries that are sympathetic to plaintiffs, making them more susceptible to nuclear verdicts ($10 million or more) [1]. QUESTION: What could have prevented or reduced the severity of this nuclear verdict example? Example: Microsoft’s […]
Professional Services Coverage for a Trustee Are Trustee Services covered within a Miscellaneous Professional Liability or Errors and Omissions (E&O) Policy for the following roles? Trustee, Protective Committee, Investment Trustee, Distribution Committee, Successor Trustee Receiver, Agent of Record, Paralegal, Personal Representative/Executer, Power Of Attorney The answer is yes, but not by default. For the nature […]
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