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Winter Sports Insurance: Protect Yourself From Mishaps on the Slope

While winter is most often recognized as a time for holiday celebrations, it is also an excellent time for seasonal sports. Whether you enjoy skiing, snowboarding, hockey, ice fishing or snowmobiling, these sports and trips to mountain resorts are a common tradition in the SoCal area. As these activities continue to rise in popularity, participants should consider winter sports insurance to make sure the day is smooth… skiing.

What is Winter Sports Insurance and Why Do I Need It?

Winter sports insurance is a short-term add-on policy that gives you and your fellow visitors extra coverage to specifically address common issues that may arise when participating in winter athletics. Winter sports are often considered to be high-risk sports by insurers, which means injuries sustained while participating in them may not be covered under normal treatment coverage. Adding winter sports insurance compensates for this and can alleviate the cost of treatment should an accident occur. Many plans also offer additional benefits, such as covering the cost of lost or damaged equipment or lift passes, cancelled activities, and any liability you may have if you injure anyone else. You can add these insurance plans for just the amount of time you are participating, making them very affordable.

Whether traveling near or far to partake in the fun of a snow-filled day, consider speaking with one of our friendly agents about adding winter sports insurance. We’re here to make sure that no matter what happens on the slopes, you’ll be covered; that’s the Conrey Difference. To get in touch and see if winter sports insurance is right for you…

Call us at 1-877-450-1872 or contact us here, and experience the Conrey Difference for yourself.

Protecting Holiday Packages From Theft: An Easy Guide

As online holiday shopping continues to increase in popularity, it should be no surprise that package thefts are on the rise. For thieves, stealing a package often involves less risk than shoplifting and the packages themselves often contain a number of valuable items that are prime for resale. As the holidays approach, the number of these packages grows exponentially leaving thieves salivating at the easy and numerous pickings. If you are planning on ordering off of websites such as Amazon, there are several steps you can take to minimize damages and avoid the heartbreak and stress of losing a package to theft.

Utilize Special Delivery Instructions

Many online retailers will have a place to add special delivery instructions. In this area, consider putting clear instructions detailing a safe, hidden place to leave packages. This can be somewhere off to the side of the house, in some densely clustered bushes, or over a fence of some sort. Very few thieves will go looking for packages, especially when neighbors may have theirs readily visible and easy to take.

Require a Signature

Consider marking the package as requiring a signature so that the delivery is given to a trusted person. If you are close with your neighbors, you may consider asking them to sign for you and hold the package if you are not home.

Choose a Delivery Date/Place Strategically

In the age of two-day shipping, it may seem as though sooner is better. However, there are often different shipping options that can be chosen at checkout. Consider choosing a day that you or another family member will be home or have them delivered to your place of work. Alternatively, you can ask for packages to be held at your local post office or delivered to the house of a trusted family member or friend until it is convenient for you to retrieve them. Choosing these options will keep packages from being out in the open for any period of time.

Security Devices: For Packages and More

Lately, home security has become easier than ever with many affordable camera services. These security measures can record video evidence or deter thieves from taking a package, even if it does end up placed on your porch. Options like the Ring doorbell system will alert you of people approaching your door via your phone and even allow you to talk to visitors.

Insurance from the Carrier

Finally, you may want to check and see what insurance is available from the carrier. Many carriers insure items that cost $100 or less. For more expensive packages, you may be able to buy more insurance from the carrier. Be sure to check and see what packages and to what extent they are covered.

If Package Theft Occurs

You can file a credit card dispute with the sender (if it is a big company like Amazon) and they will take care of the issue from their end since they are the ones utilizing the mail service. If the package was sent by a relative, you will need to make a claim of theft.

From all of us here at Conrey Insurance Brokers, we want you to have happy and safe holidays; that’s why we encourage everyone to take proper precautions during this season. We hope that you’ll keep these tips in mind when ordering presents online. Additionally, now is a good time to brush up on homeowner’s insurance or consider an umbrella policy. These policies may compensate in cases of theft allowing you to be reimbursed for the content of your packages. For more information, schedule an appointment. We’ll be happy to review your policy; whether it’s with us or another insurance brokerage.

Call us at 1-877-450-1872 or contact us here, and experience The Conrey Difference for yourself.