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National Insurance Awareness Day: Why June 28 Should Be on Your Calendar

Amid life’s many uncertainties, and especially in extraordinary times such as these, it’s good to step back every so often to take an objective look at where you stand. Fortunately, June 28th has been designated “National Insurance Awareness Day.” It’s an annual reminder to review your insurance cover; to assure it is proper and adequate; to make sure all that has evolved since your last comprehensive look is represented in the protection. We recommend that you get in touch with an insurance professional for such a review. If you are looking for an objective review of your current coverage and needs, look no further, we stand ready to assist.

For our team at Conrey Insurance Brokers and Risk Managers, June 28th is yet another opportunity to do what we do every other day throughout the year—help our clientele achieve peace of mind by knowing what matters most to them is properly protected. We look forward to discussing your current situation by applying our “Three Ps” of insurance planning—they are:

• Prevention – Everyone is better off when they can avoid a claim before it happens; we provide risk management advice that can assist in preventing losses. Are you taking common-sense precautions to mitigate risk? Are you in compliance with all suggestions, guidelines and safety practices?

• Policy – Routinely, life evolves, business evolves, and needs change. Isn’t it worthwhile to ensure that your policy is aligned with your current situation?

• Proper Protection – As an independent broker tied to no specific insurance carrier, we evaluate your changing needs and provide objective recommendations—not “cookie-cutter” solutions, and from the entire marketplace, not just one insurer. What’s changed in the marketplace; what does it cost to rebuild or to replace items; are your current policies still cost-competitive? Do they still reflect the assumptions made when originally written? Has your advisor kept current, regularly checking in as this article suggests? That’s part of “The Conrey Difference.”

As a full-service firm, Conrey Insurance Brokers and Risk Managers offers experts specializing in virtually every major area of insurance and financial services. This National Insurance Awareness Day, or anytime it’s convenient for you, please consider giving us a call at 877-450-1872, or click here, to set up a meeting and discuss your insurance needs—no matter what day in the calendar year, that day will be YOUR insurance awareness day.

Cyber Security 1Q Newsletter

In an era of constantly evolving cyber threats and advancing technology, no organization is immune to the risk of a cyber attack. According to recent survey data, 53% of businesses in the United States reported being the victim of a cyber attack in 2019. Read our newsletter to learn more about what  you can do to protect your business in 2020.

Cyber Risks and Liabilities - Q1 2020 020420

Here at Conrey Insurance Brokers, we stay ahead of the curve in order to help you mitigate the risks that pose a threat to your business; that’s The Conrey Difference. To review your business liability insurance, to check your liability coverage, or if you are interested in purchasing additional coverage, feel free to contact us. We will be happy to recommend an insurance solution that is designed to properly protect your business.

Call us at 1-877-450-1872 or contact us here, and experience the Conrey Difference for yourself.

July Live Well, Work Well Newsletter

The Live Well, Work Well newsletter is an employee newsletter that is produced monthly and covers topics like health, wellness, fitness, nutrition and personal finance. This month’s newsletter lists important camping safety tips, provides information on sunscreen and explains how wearable technology can benefit your health. Browse the July Live Well, Work Well newsletter here. Learn more about camping safety tips, sunscreen, and wearable technology by watching this video.

Stay up to date on topics that are important to you on our blog page. We are here to help no matter what. To speak with a member of the Conrey Team, Call (877) 450-1872 or contact us and experience The Conrey Difference for yourself.

June Live Well, Work Well Newsletter

The Live Well, Work Well newsletter is an employee newsletter that is produced monthly and covers topics like health, wellness, fitness, nutrition and personal finance. This month’s newsletter explains how to fuel your workout the right way, provides summer picnic safety tips and discusses a new superbug fungus. Browse the June Live Well, Work Well newsletter here. Learn more about how you can fuel your workout and summer picnic safety tips with this brief video.

Stay up to date on topics that are important to you on our blog page. We are here to help no matter what. To speak with a member of the Conrey Team, Call (877) 450-1872 or contact us and experience The Conrey Difference for yourself.

California Minimum Wage Increase

With a new year come new laws or updates to current ones. One of these updated laws is a minimum wage increase in the state of California. The increase impacts both large and small businesses. The uptick in wages is part of the SB 3 legislation signed in 2016. With one of the highest populations in the country and most expensive housing markets, the bill was signed to help one of the largest communities of working poor in the United States to achieve a living wage. Own or manage a business? Are you thinking about starting a business? Read all about the California minimum wage laws here.

Want more interesting content? Check out our blog page. Have any questions? Want to check up on your business insurance?  We’re here to help no matter what your needs- to speak with a member of the Conrey Team, call (877)-450-1872 or contact us and experience the Conrey Difference for yourself.

Protecting Holiday Packages From Theft: An Easy Guide

As online holiday shopping continues to increase in popularity, it should be no surprise that package thefts are on the rise. For thieves, stealing a package often involves less risk than shoplifting and the packages themselves often contain a number of valuable items that are prime for resale. As the holidays approach, the number of these packages grows exponentially leaving thieves salivating at the easy and numerous pickings. If you are planning on ordering off of websites such as Amazon, there are several steps you can take to minimize damages and avoid the heartbreak and stress of losing a package to theft.

Utilize Special Delivery Instructions

Many online retailers will have a place to add special delivery instructions. In this area, consider putting clear instructions detailing a safe, hidden place to leave packages. This can be somewhere off to the side of the house, in some densely clustered bushes, or over a fence of some sort. Very few thieves will go looking for packages, especially when neighbors may have theirs readily visible and easy to take.

Require a Signature

Consider marking the package as requiring a signature so that the delivery is given to a trusted person. If you are close with your neighbors, you may consider asking them to sign for you and hold the package if you are not home.

Choose a Delivery Date/Place Strategically

In the age of two-day shipping, it may seem as though sooner is better. However, there are often different shipping options that can be chosen at checkout. Consider choosing a day that you or another family member will be home or have them delivered to your place of work. Alternatively, you can ask for packages to be held at your local post office or delivered to the house of a trusted family member or friend until it is convenient for you to retrieve them. Choosing these options will keep packages from being out in the open for any period of time.

Security Devices: For Packages and More

Lately, home security has become easier than ever with many affordable camera services. These security measures can record video evidence or deter thieves from taking a package, even if it does end up placed on your porch. Options like the Ring doorbell system will alert you of people approaching your door via your phone and even allow you to talk to visitors.

Insurance from the Carrier

Finally, you may want to check and see what insurance is available from the carrier. Many carriers insure items that cost $100 or less. For more expensive packages, you may be able to buy more insurance from the carrier. Be sure to check and see what packages and to what extent they are covered.

If Package Theft Occurs

You can file a credit card dispute with the sender (if it is a big company like Amazon) and they will take care of the issue from their end since they are the ones utilizing the mail service. If the package was sent by a relative, you will need to make a claim of theft.

From all of us here at Conrey Insurance Brokers, we want you to have happy and safe holidays; that’s why we encourage everyone to take proper precautions during this season. We hope that you’ll keep these tips in mind when ordering presents online. Additionally, now is a good time to brush up on homeowner’s insurance or consider an umbrella policy. These policies may compensate in cases of theft allowing you to be reimbursed for the content of your packages. For more information, schedule an appointment. We’ll be happy to review your policy; whether it’s with us or another insurance brokerage.

Call us at 1-877-450-1872 or contact us here, and experience The Conrey Difference for yourself.