Remodeling Your Home? Don’t Overlook This One Critical Detail.

Summer is a popular time for remodeling! In all the excitement of improving your home, don’t forget to make sure you are properly protected while doing so. Here are some things to check before you wreck.

  1. Make sure your contractor has workers compensation, general liability, and builder’s risk coverage; this protects workers, property, and the materials involved in your remodel. Be sure to ask to see a Certificate of Insurance before finalizing the contract!
  2. DI-Why?- If you are DIY-ing your remodel, you will not have the same level of protection that a professional contractor will have. It is crucial that you review your homeowner’s insurance and umbrella policies with your agent in order to evaluate what will be covered.
  3. Plan Ahead- you may need to update your homeowner’s policy regardless of whether you are using a contractor or going the DIY route. A remodel tends to add value to your home, so you’ll want your policy to properly reflect this, ensuring that your hard work is appreciated.

If you’re getting ready to remodel (or even in the middle of one), we encourage you to contact us and let one of our team members help you build the defense for the new additions to your castle. We’ll help set you up with the proper coverage and avoid any potential pitfalls that may result from this exciting but challenging event.

Call us at 1-877-450-1872 or contact us here, and experience the Conrey Difference for yourself.