Posts

What to do after a Motor Vehicle Accident

A motor vehicle collision can be a stressful experience for everyone involved. Use this form to learn what to do following an accident and what types of information to record.

At Conrey Insurance we want to insure that you know what to do in the aftermath of an accident. To speak with a member of the Conrey Team, call (877) 450-1872 or contact us and experience The Conrey Difference for yourself.

June Live Well, Work Well Newsletter

The Live Well, Work Well newsletter is an employee newsletter that is produced monthly and covers topics like health, wellness, fitness, nutrition and personal finance. This month’s newsletter explains how to fuel your workout the right way, provides summer picnic safety tips and discusses a new superbug fungus. Browse the June Live Well, Work Well newsletter here. Learn more about how you can fuel your workout and summer picnic safety tips with this brief video.

Stay up to date on topics that are important to you on our blog page. We are here to help no matter what. To speak with a member of the Conrey Team, Call (877) 450-1872 or contact us and experience The Conrey Difference for yourself.

A Comprehensive Guide to Hours of Work and Required Break Periods in California

This Employment Law Summary provides an overview of hours of work and required break periods in California.

At Conrey Insurance Brokers and Risk Managers, we want to ensure you are informed on the topics that are important to you. That’s The Conrey Difference. Give us a call at 877-450-1872 or visit our website.

How to protect your Company When Disciplining or Terminating an Employee

Disciplining or terminating an employee brings about unwanted stress, but it can also open your business to a list of liability exposures. It is easy to believe that once an employee has received a corrective warning or has been terminated there will no longer be a problem. This is not always the case. There are many types of claims that an employee can file against you or your company if they feel they have been wrongly disciplined or terminated. But, there are ways to help prevent a claim if you are aware of the risks.

It is essential to clearly define your company expectations and individual roles for employees in a handbook which employees should sign. Conduct periodic performance reviews. The most important strategy to help prevent a lawsuit is to keep a paper trail for every employee and include corrective actions and performance reviews. Never embarrass a terminated employee by bringing in security to escort unless they were terminated for theft or a violent offense. Institute a zero-tolerance policy against discrimination, drug abuse and harassment. Also, establish an “open door” policy in which employees can report incidents without the fear of retaliation.

Add another line of defense with Employment Practices Liability Insurance. Even if you or your company are not found guilty of wrongful termination or discipline, lawsuits can be expensive, even devastating. EPL insurance can help offset some of these costs.

To learn more about ways to protect your business before disciplining or terminating an employee, read this informative article. At Conrey Insurance we want to ensure your business is properly protected against potential risks. That’s The Conrey Difference. Give us a call at 877-450-1872 or visit our website.

Planning for Success: Are you Ready?

 

As business owners, we’re always striving to grow our business and make it the best it can be. Whether you are managing sales, incoming calls, figuring out future goals, it really is always being one step ahead. What happens when you’ve reached all of your goals? You make new ones. In this article it shows you how to plan for your businesses succession, and in detail goes through how to make sure your business stays successful beyond your time. Read the article here.

Carbon Monoxide Poisoning: Silent, Deadly and Preventable

While we tend to take precautions against a variety of dangers, many underestimate the dangers of carbon monoxide poisoning. Unlike many hazards, carbon monoxide is odorless, colorless, and produces symptoms similar to having a cold or flu, meaning that it is often undetected until the more severe stages of illness. Luckily, carbon monoxide poisoning is preventable; be proactive by taking the proper precautions and learn to recognize the symptoms of poisoning.

What are the symptoms?

Carbon monoxide poisoning may cause headaches, dizziness, weakness, nausea, vomiting, chest pain, confusion, and forgetfulness. In many cases, these symptoms may be mistaken as another illness or even the common cold, leading them to be dismissed. Be aware and cautious if you experience these symptoms.

What precautions should I take?

Carbon monoxide alarms are required in California homes and offices; however, it is important to periodically check to make sure the alarms are in working order in case of emergency. Be sure that appliances are properly installed to avoid gas leaks. In addition, heating systems, including vents, should be serviced annually and checked for damage. If appliances begin to work inefficiently, for example, furnaces or water heaters failing to heat, then damages may have occurred that increase the risk of a leak.

What else should I know?

Carbon monoxide poisoning affects over 50,000 in the United States and kills around 500. Business owners and landlords might be liable for injury or death from CO poisoning if found to be negligent in taking proper precautions or fixing preexisting issues. Carbon monoxide poisoning is often overlooked, so it is important to protect your family, business, or tenants.

As part of our ongoing effort to ensure proper protection, we want to make sure that your family, friends, coworkers, and you are safe no matter where you are – that’s The Conrey Difference. Take a moment to review this helpful article and video.  As always, we’d like to invite you to have a conversation with us, no matter your insurance or risk management needs; we’re here to help.

Call us at 1-877-450-1872 or contact us here, and experience The Conrey Difference for yourself.

 

How an Aging Workforce Impacts Workers’ Compensation

As more people decide to remain in the workforce for longer periods of time, employers may find that their workers’ compensation costs are also increasing. These cost increases often come as a direct result of a greater number of employees with chronic illness and preexisting or age-related conditions. Among the most common are knee or back injuries, stress, or cumulative trauma.

Click here to download an article on the unique considerations related to workers’ compensation for both employees as well as employers.

As claim costs go up, it is prudent to check up on your coverage to make sure that your business and employees are properly covered. To schedule a workers’ compensation check-up for your business, call us at 1-877-450-1872 or contact us here, and experience the Conrey Difference for yourself.

Winter Sports Insurance: Protect Yourself From Mishaps on the Slope

While winter is most often recognized as a time for holiday celebrations, it is also an excellent time for seasonal sports. Whether you enjoy skiing, snowboarding, hockey, ice fishing or snowmobiling, these sports and trips to mountain resorts are a common tradition in the SoCal area. As these activities continue to rise in popularity, participants should consider winter sports insurance to make sure the day is smooth… skiing.

What is Winter Sports Insurance and Why Do I Need It?

Winter sports insurance is a short-term add-on policy that gives you and your fellow visitors extra coverage to specifically address common issues that may arise when participating in winter athletics. Winter sports are often considered to be high-risk sports by insurers, which means injuries sustained while participating in them may not be covered under normal treatment coverage. Adding winter sports insurance compensates for this and can alleviate the cost of treatment should an accident occur. Many plans also offer additional benefits, such as covering the cost of lost or damaged equipment or lift passes, cancelled activities, and any liability you may have if you injure anyone else. You can add these insurance plans for just the amount of time you are participating, making them very affordable.

Whether traveling near or far to partake in the fun of a snow-filled day, consider speaking with one of our friendly agents about adding winter sports insurance. We’re here to make sure that no matter what happens on the slopes, you’ll be covered; that’s the Conrey Difference. To get in touch and see if winter sports insurance is right for you…

Call us at 1-877-450-1872 or contact us here, and experience the Conrey Difference for yourself.

How the Government Shutdown Affects You

As the government shutdown reaches 28 days, the effects are beginning to mount. Around 800,000 government employees are affected. Many are going to work not knowing when their next paycheck will come. The shutdown has ramifications for us all whether we realize it or not. The FDA is not doing routine food inspection. The National Parks Service has suspended trash collection and road maintenance, even completely closing down some parks. The Department of Housing and Urban Development had to send landlords letters to not evict people who use housing assistance programs. More than double the average TSA employee number has called in sick. Certain government programs do not rely on regular spending bills such as the military, Medicare and Social Security. These programs continue through shutdowns. To learn more about the byproduct of the government shutdown read this article.  

This is the longest shutdown since modern budgeting went into effect in 1976. Since then there have been 21 government shutdowns. The only President to survive his time in office without a shutdown is George W. Bush. Ronald Reagan has seen the most times shutdown at eight. To view the list of other shutdowns in this time frame click here. So what is the root cause of a government shutdown? Basically, Congress fails to pass bills or continuing resolutions to fund government agencies or programs or also, when the President does not sign the bill or continuing resolutions.  

Stay up to date on topics that are important to you on our blog page. We’re here to help no matter what – to speak with a member of the Conrey Team, call (877)-450-1872 or contact us and experience the Conrey Difference for yourself.

California Minimum Wage Increase

With a new year come new laws or updates to current ones. One of these updated laws is a minimum wage increase in the state of California. The increase impacts both large and small businesses. The uptick in wages is part of the SB 3 legislation signed in 2016. With one of the highest populations in the country and most expensive housing markets, the bill was signed to help one of the largest communities of working poor in the United States to achieve a living wage. Own or manage a business? Are you thinking about starting a business? Read all about the California minimum wage laws here.

Want more interesting content? Check out our blog page. Have any questions? Want to check up on your business insurance?  We’re here to help no matter what your needs- to speak with a member of the Conrey Team, call (877)-450-1872 or contact us and experience the Conrey Difference for yourself.